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Novated leasing, in plain numbers.

Tell me about the car you've got your eye on and I'll work out what it really costs each week, exactly what you'd save, and whether a novated lease stacks up for you. Every figure and fee, out in the open. No sign-up, no sales pitch.

Instant, real estimates No sign-up needed Every fee shown up front
Build it yourself

Price your lease, your way

Pick your car and tune every cost. Your real numbers, fees and rate, out in the open, then lock in your final quote.

Why Novated Self Serve

Built to be on your side

Most novated leasing hides the maths and pushes the sale. We do the opposite. Plain numbers, no pressure, and you stay in control the whole way.

Trust

The assistant works for you, not for a sale. If a novated lease isn't your best move, it'll tell you straight, and never pressure you into anything.

Transparency

Every number is real and every fee is on the table: the amount financed, the residual, the GST saved, our brokerage. Ask for any detail and you'll get it.

Ease

No forms to wade through. Just chat, and the assistant builds your quote as you talk, shapes it around your real running costs, and sets everything up.

How it works

From question to quote in one conversation

No logins, no long forms. You talk, the numbers appear, and you shape the lease until it fits.

1

Ask anything

Start with a car and a salary, or just “how does this work?”. The assistant answers in plain English and runs the real maths. No guesswork.

2

Shape your quote

See your weekly cost and exactly what you save. Adjust your running-cost budgets (fuel, tyres, insurance) and watch the number move in real time.

3

You take it from here

Happy with it? Lock in your final quote and take it forward yourself. We hand you everything to give your employer for sign-off, then you complete the finance and settlement online at your own pace. Self serve, start to finish, and you stay in control.

Nothing hidden

The whole picture, not just the pretty number

Plenty of quotes show you a low weekly figure and bury the rest. We show you all of it, because a decision this big deserves the full receipt.

  • The GST you save on the car and its running costs
  • The residual owing at the end, stated up front, never a surprise
  • Our fee, stated plainly: one flat $1,500, no percentage commissions
  • An honest “is this actually worth it for you?”, every time
The maths people love

You finance less than the car costs

Here is the part most people miss. On a novated lease the GST on the car comes off before you finance it, so you borrow less than the drive-away price. Add our one flat $1,500 fee, no percentage commission, and you finance less than you would walking into a dealer and taking their loan.

  • The GST comes straight off the car before you borrow
  • Our low flat fee means less total finance and a lower effective rate
  • Every dollar you do not borrow is a dollar you never pay interest on
  • And the income tax and GST savings on running costs come on top

Prefer to run the numbers yourself?

Use the full calculator to compare a novated lease against paying cash or a car loan, or just ask the assistant and let it do the working.

Good to know

Common questions

What is a novated lease, in one line?

It bundles your car's finance and running costs into one regular payment that comes out of your pre-tax salary, so you save income tax, plus the GST on the car and its running costs.

Do I really save the GST on the car?

Yes. The financier buys the car and claims the GST credit, so it's financed GST-exclusive, up to about $6,334 off. The assistant shows your exact figure, never a made-up one.

Is it always the cheapest option?

No, and we'll say so. For some cars (an expensive petrol car with high FBT, for example) buying outright can win. The assistant compares it honestly against cash and a car loan.

Do I need to sign up to get a quote?

No. Just start chatting, with no account or email required to see your numbers. You only leave details if you want us to set the lease up for you.

Is this financial advice?

No. Everything here is general information and estimates. For advice on your specific circumstances, check with our team or your accountant.